I cannot express enough with my comment how much I enjoyed this course or how much valuable information it involves. I would like all my friends to take it and have their teenage kids read over this valuable information. I strongly believe that this course is easy enough to understand and should be taught in High Schools. Very interesting, very easy to understand, and great information. Thank you so much.
I learned a lot from your course and I now feel that I have the knowledge to start working toward saving for my future. Thank you!
I learned so much from taking the Personal Finance course and feel more confident now about managing my personal finances. Thank you Gail! Kudos to you.
I'm really glad I took this course. It gave me so much insight on my personal financial planning. There are so many things to do in financial planning and this course gave me a roadmap where to start. There are so many things to learn, understand and apply not just for myself but also for my family.
I think this is a class that should be required especially for students just entering college as a way to help them understand their finances better at an early age.
Thank You, I have enjoyed learning more on how to take control of my family's finances, how to look forward to the future and have a greater understanding on how things work.
The material was well prepared. I generally liked the writing style. The exercises were excellent and thought-provoking and forced me to examine areas of my personal finances that I was unaware of or had been procrastinating about. This was my first experience with online learning and I am very impressed. Keep up the good work.
This has been a very well rounded course for all areas of one's life. I wish I had taken something like this 30 years ago, so I didn't have to learn about most of it the hard way, or not having missed learning about it completely. It gives someone a good foundation about the many ways to protect oneself, maximum earnings potential, and preparing for what's to come with the right tools. There's nothing more disturbing than having opportunities slip through your fingers, when with a little knowledge, you can plan and make the most of your own finances and take control of the outcome of your own well being. Thank you very much for this thorough course.
I took your business finance class last summer and loved it. Taking the class and understanding my finance software helped me to ger a good high paying job!
Thank you for the class. It was very clear and easy to follow. I have taken several of the online classes and this one was the best one so far. I learned a lot and realized I was not too far off our goal. I'm going to try my hand at one of the other courseds you mentioned in Lesson 12.
Course Code: pfn
Examine your personal finances as they are today, set some basic financial goals, learn how to keep track of your finances, and gain some knowledge of record-keeping requirements. Then, learn how you can control certain aspects of your income collection and disbursement through daily financial events. You'll learn many ways to save money with your day-to-day financial activities.
Learn how to establish good credit, control your credit rating so it remains positive, and repair a bad credit rating. Find out what creditors look at when they judge your credit, and how you can check your own credit rating for free. Then, acquire the tools to make informed decisions about borrowing. You'll find out how borrowing money can actually benefit you when tax time comes.
Learn how you can create a workable budget and how you can make it stick. Develop a budget that's flexible enough to meet the changes you encounter in life, and durable enough to help you achieve a lifetime of financial goals. Then, learn about the different types of mutual funds, criteria for choosing a fund, how much to invest, and the importance of timing your investments.
Learn how to choose a financial advisor and find out why it's so important to follow the performance of your investments. Then, explore some of the places beyond stocks and mutual funds where you can invest your money, including interest-bearing accounts, bonds, commodities, precious metals, and collectibles. Learn to familiarize yourself with different types of investments before putting your money at risk.
Become acquainted with the many types of insurance and learn how to purchase insurance that fits into your overall financial plan. Then, learn about the various types of retirement funds available to employees, business owners, and individuals. You will learn about putting money into retirement funds, overseeing the investments in those funds, and when and how to take money out of your funds.
Learn tips for estimating the costs of major purchases, as well as techniques for saving and borrowing to finance these expenses. Then, learn about estate planning and some of the basic rules that will guide you in making important decisions. You will get an introduction to inheritance and estate taxes, trusts, and other means of protecting your assets, as well as information about the duties of an executor for your estate.
Matt Crabtree, CFP ®, earned his Bachelor of Science in Business, Information Systems Management, in 1999, a mini MBA certificate from The School of Management at Yale University in 2004, a certificate in Financial Planning from Pepperdine University's Graziadio School of Business in 2012 and has received the financial industry's most rigorous and prestigious professional designation of Certified Financial Planner ™. After many years in project management, office management, and business sales, Matt began training individuals and organizations in areas of business finance, leadership development, successful negotiations, sales management, and customer service excellence. Matt has trained individuals and various units within the U.S. Department of Defense, as well as corporate organizations including IBM (technology), Accuray (healthcare-technology), and Gen-Probe (molecular diagnostics). Matt is registered as a securities broker with the Financial Authority Regulation Authority (FINRA) and with the U.S. stock exchanges (NYSE and NASDAQ) and as an investment advisor with FINRA. Matt's natural aptitude for explaining his material in an easy-to-understand and enjoyable manner allows each student to gain insights into areas that are often considered challenging.
There are no prerequisites for this course.
A new session of each course opens each month, allowing you to enroll whenever your busy schedule permits!
Once a session starts, two lessons will be released each week, for the six-week duration of your course. You will have access to all previously released lessons until the course ends.
Keep in mind that the interactive discussion area for each lesson automatically closes 2 weeks after each lesson is released, so you’re encouraged to complete each lesson within two weeks of its release.
The Final Exam will be released on the same day as the last lesson. Once the Final Exam has been released, you will have 2 weeks plus 10 days to complete the Final and finish any remaining lessons in your course. No further extensions can be provided beyond these 10 days.