Keys to Successful Money Management

Keys to Successful Money Management

Let a certified financial planner show you how most wealthy people build their fortunes. This course will introduce you to a broad array of investment choices, help you discover the best ways to accumulate cash and property, and demonstrate how to best protect your investments.

6 Weeks Access / 24 Course Hrs
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  • Syllabus
  • Requirements
  • Instructor
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If you're interested in discovering how most wealthy people amassed their fortunes, this is the course for you. All it takes is organization, discipline, and a firm knowledge of how to proceed. If you're serious about accumulating a sizable nest egg and living the life of your dreams, you will have to acquire the knowledge and skills necessary for success.

In this course, a certified financial planner will walk you through the steps you need to take in order to achieve true financial success. You'll become comfortable with the broad array of investment choices available to you right now, and you'll discover the best ways to acquire and accumulate both cash and real property. You'll also learn about the tax implications of your investment decisions, along with steps you can take to protect any wealth you acquire.


In this course, you'll discover the keys to achieving financial freedom steadily and successfully. You'll learn how to make financial discipline and wise financial choices a natural part of your life. Your journey begins here with an overview of the five steps of financial planning.

How much money do you actually have and where is it all going? You have to be able to answer these questions before you can create a financial plan. So, in this lesson, you'll work on organizing your financial life. You'll create an organized filing system, get a handle on your spending, and learn how valuable cash flow statements, budgets, and balance sheets are to financial success. Don't worry; it's not as hard as it sounds!

There are three types of investment money: short-term, intermediate, and long-term. You'll start this lesson with a look at short-term money and the purpose it serves. This is money you would set aside for something specific in the near future like buying a car, making a down payment on a house, or paying off interest-free debt. You'll learn the trade-off between investment risk and investment reward and see why it takes more than putting your money in a savings account to get rich.

In this lesson, you'll learn how a combination of stocks, bonds, and mutual funds will help you build wealth. You'll also see how investment risk correlates with investment return. Then you'll discover how time mitigates higher-risk investments, making them an excellent choice if you've got enough time and want to see double-digit returns.

Saving money to fund a college education is a common financial goal. This lesson will talk about the pros and cons of the different education savings plans that are out there. By the end of the lesson, you'll be the neighborhood expert on saving for college!

Most people's number-one financial goal is saving for retirement. Social Security alone won't cover the bills. Some people have employer pension plans, but many people have to figure out how they'll make up the shortage once they stop working. This lesson is about taking care of yourself in retirement. You'll examine retirement savings plans and discover why they're a great place for your cash investments.

Up to now, this course has been about accumulating cash assets. In this lesson, you'll learn how real property assets complement your wealth. Real property assets are things you can feel, see, and touch (such as land or precious metals). When you complete this lesson, you'll know the challenges and benefits of owning real property.

Since most people don't have enough to buy a house with cash, they need someone to lend them money. Going to the bank for a loan isn't as simple as walking in and filling out an application. Completing an extensive questionnaire about your income, debts, and job history is part of the loan process, but there's more. You need to decide which kind of mortgage to apply for. Just like there are a number of ways to order coffee from your favorite barista, there are a number of ways to finance a house. In this lesson, you'll learn about the different loan types, understand why some cost more (or less) than others, and figure out which loan program is best for you.

Almost everyone has a credit card in their wallet, and many people are plagued by consumer debt. Credit cards, car loans, car leases, and in-store financing are where consumer debt builds up. In this lesson, you'll learn how to use these forms of financing to instead maximize your wealth.

As you accumulate wealth, it's important to protect it against loss. People buy car insurance in case of car crashes, homeowners insurance in case of damage or destruction to their houses, and health insurance to help with the rising cost of medical care. These are obvious assets to protect, but what about their most valuable asset: their ability to earn an income? If you have people depending on your paycheck to put food on the table and a roof over their heads, then you need to protect your income. For those reasons, this lesson will talk about life and disability insurance and when you should get them.

This lesson will talk about the professionals who can help you on your journey toward wealth. You'll learn the areas of expertise for an attorney, CPA, financial advisor, and insurance agent. You'll also get a sense of when is the right time to call on each of these professionals.

The final lesson will talk about the most challenging part of the financial planning process: implementation. It will teach you a technique that's very helpful in getting you and keeping you moving on your journey toward wealth. You'll leave this course knowing what you need to do to reach your goals and how to do it. You'll have everything it takes to achieve financial freedom!



There are no prerequisites to take this course.


Hardware Requirements:

  • This course can be taken on either a PC, Mac, or Chromebook.

Software Requirements:

  • PC: Windows 8 or later.
  • Mac: macOS 10.6 or later.
  • Browser: The latest version of Google Chrome or Mozilla Firefox are preferred. Microsoft Edge and Safari are also compatible.
  • Adobe Acrobat Reader.
  • Software must be installed and fully operational before the course begins.


  • Email capabilities and access to a personal email account.

Instructional Material Requirements:

The instructional materials required for this course are included in enrollment and will be available online.


Kirsten Iseminger

Kirsten Iseminger has been a Financial Advisor since 1990 and worked for years in one of the world's largest financial institutions. Her clients have included small business owners, high-level executives, and individuals who wanted their wealth to grow. To further her expertise in the financial planning industry and to achieve the highest recognition available for financial planners, Kirsten successfully completed the education and examination process necessary to become a Certified Financial Planner.


Excellent course! This course gave me the basic understanding and knowledge to begin a financial plan. I comprehend the importance and value of saving for retirement and the various vehicles to achieve this goal. Great information!!!

I appreciated the opportunity to participate in this well-designed, informative course. The instructor did a very professional job of presenting the material. Due to this well-done course, I look forward to taking more of these online courses. Thank you for your financial advice.

I felt like there was a lot of information to process. The class was very helpful and now I know what I need to do and what avenues to pursue to help me get there.

I learned a lot from this course. It took the mystery out of the financial world and explained information in easy to understand terms. Since taking the course I am more aware of my finances and budgeting and looking into stocks, bonds and CD ladders. Thank you for such an informative class. I would highly recommend this class.

The instructor made a subject that is way over my head, understandable and interesting.

This course has really provided me with financial information that I can use in future planning, especially the investment portion of the course. I'm at a pointl in my life where I need to, or must, get my financial situation in order and I will be utilizing the knowledge I gained from this course to complete my financial journal. I commend the instructor for arranging the course and I would wholeheartedly recommend it to others.

This has truly been a pleasant learning experience. Now, I have a better understanding of how to save even more for retirement and more surprising learning the many ways of investing. I am also considering purchasing some of the books that are recommended by this course. I feel as though the instructor was extremely knowledgeable in this material. I would definitely take another course under her direction!

This was a great course! It gave me the tools I need to get my financial life together and to make smart wealth building decisions moving forward. Thank you!

Great class! English is my second language, and I understood all the material very well. It was clear and the examples are very useful. I highly recommend this course to anyone who would like to take control of their finances and achieve their goals. Thank you!

The course was comprehensive and provided good information. I learned a lot and will put this knowledge to good use. The instructor is very informed on managing money. The course was challenging, but I like that because you get your money's worth. Great course!

Self-Guided Course Code: T9597
Instructor-Moderated Course Code: bwl