I feel this course gave a lot of examples, ideas and support for those of us who are interested in getting our finances in order. The instructor had a great sense of humor that came across as encouraging and understanding. I really appreciated that! Thank you for this opportunity. Now I have got to put it in action!"
I thoroughly enjoyed this course. I'm positive that the lessons and assignments will enable me to make a major difference in my financial picture over a period of time. I would be interested in any other courses taught by this instructor. She did an outstanding job."
Thank you for helping me get our money in order. When we retire in 4 months this will really help to keep on track with our money. Thank you again."
Thank you for offering this course, I have really enjoyed figuring out where my money goes. The hardest part was keeping track of every purchase right down to my coffee. I am able to do it with ease now and that feels great. Designating a day once a week really is the way for me. The course has been wonderful and anyone who is brave enough to take it will benefit immediately and substantially in the long run. Cheers and thanks again!"
I really enjoyed this course and learned quite a bit. I feel better about my finances and my ability to keep up with them. I have always lived paycheck to paycheck - or as said in the course, living on last months money. I now know how to allocate my funds and keep myself from spending what I really don't have. I'm excited about my financial future! Thank you!"
Susan, I can't thank you enough for this wonderful course. The lessons were practical, organized, and very well-presented. The techniques and tips you offered will go a long way in assisting me to get a better handle on my financial situation. I have taken a number of online courses through ed2go. Your course was, by far, the very best of all. I would highly recommend it to anyone. Thank you so very much!"
It's very rare to find a course on money basics like this one. It's an excellent topic and appropriate for every one who needs to manage money. I appreciated hearing how the instructor grew up and learned to manage her money through family experience first. Susan possesses excellent knowledge on getting a grip on money management and an ability to explain lucidly the process of managing one's own money."
My husband and I just finished the assignments and you wouldn't believe how much this has already helped. We both understand now what each others wants and needs are...and how to handle them and compromise...Thank you so much for the great advice!"
All I can say is, W-O-W. This class was great and you were an exceptional teacher. I wish I had had this course in high school. No, better yet, in junior high. This course has provided me with such a relief of stress. I now know what to do, how to do it, and when. Being able to direct my money is so much easier than chasing after it because I can't remember where I spent it. Once again, thank you."
The emergency fund and your clarification of that fund helped me get over the hurdle of making a budget. I am sure that is a wall for many people. I had started the automatic savings before I started the class because I wanted to know that we had some money if we needed it. What a feeling to know that we will be okay if something goes wrong, that my husband can't fix. Just last week my middle boy broke his hand - three trips to the hospital, two sets of x-rays, and an orange cast later everything is okay because I had that little bit socked away."
Course Code: wdm
Discover where all your money goes each month, and learn to change your mindset toward saving as you start to take control of your own money. You’ll begin the work of tracking your money by learning how to create a Net Worth Statement. You’ll also spend some time setting goals and writing a financial wish list.
Discuss various banking topics like ATM transactions and debit cards, and how to choose the best bank account for you. Then, you'll learn how to balance your checkbook and how this task affects all of your money issues. You'll also take a look at keeping track of your credit card statements.
Understand how to know if you're in debt trouble, and compile your own personal debt list. Then, you'll work on prioritizing your debt so you know what to pay off first. You’ll also look at your spending habits and where you’ve been spending your money.
Learn how a Spending Plan works, and create one using your Historical Costs Worksheet as a base. Then compare your figures with standard guideline percentages to see where your Spending Plan might be off. You’ll also create a Bill Paying Plan and discuss a spending allowance for yourself.
Go to the heart of how to really use your Spending Plan with the Envelope System and learn why this system is superior to other methods of budgeting.
Discuss some temptations to overspending, including your personal spending weaknesses, keeping up with the Jones, housing and transportation issues, and teaching kids about money. Finally, look at why and how to save, and how to best use your savings account. You’ll explore stocks, bonds, mutual funds, retirement accounts, and saving for college. And you'll review your Wish List now that you've learned how to better handle your money.
Susan Price-Batting is the money manager of her husband's business, and she co-manages the money side of her family's 30+ year old mail order business. She created, ran and later sold her own successful mail order business. She put herself through graduate school without taking out any loans and is also a graduate of the H&R Block Tax Class. Susan has lived virtually debt free for her entire life and brings her practices for day to day money management to those who need guidance. Her expertise with managing money started long ago when she had the good fortune to learn good basic money principles from her parents around the dinner table. Because of her first-hand knowledge of how to live within one's income, her knowledge of how to run a successful business, and her ability to teach, Susan is constantly asked by others to help them get their financial lives in order. Now she counsels others individually in money management and wrote this course to help even more people learn to get control of their money. Susan has been called the Budget Lady, and is a born teacher. She teaches by example, and will help you understand not only how to get control over your money, but why you'll want to.
There are no prerequisites to take this course.
The instructional materials required for this course are included in enrollment and will be available online.
A new session of each course opens each month, allowing you to enroll whenever your busy schedule permits.
Once a course session starts, two lessons will be released each week for the six-week duration of your course. You will have access to all previously released lessons until the course ends.
The interactive discussion area for each lesson automatically closes two weeks after each lesson is released, so you’re encouraged to complete each lesson within two weeks of its release.
The final exam will be released on the same day as the last lesson. Once the final exam has been released, you will have two weeks plus 10 days (24 days total) to complete the final and finish any remaining lessons in your course. No further extensions can be provided beyond these 10 days.